Lowest interest rates

Our car loan rates starts from just 4.95%. Why pay more? Our finance consultants will find you the cheapest and best car loan to suit your requirements

Zero deposit

Centreline finance can get you into a new or used car even if you do not have a deposit. We can also arrange for insurances so that you are protected

Professional advice

At centreline finance, our aim is to assist you in getting the best value car loan. Your interest is our interest. There are many lenders offering different products which can be very confusing. Our specialists are here to answer your questions and find you the right loan

Fast and reliable

Why jump through hoops by going through the banks. At centreline finance, each and everyone of our clients like you have a dedicated consultant who will look after your application from start to finish.

Reason to Choose us

Obligation free applications

All applications with centreline finance is obligation free. Our aim is to provide you with a superior service. If you are not happy, there is no obligation for you to proceed.

Wide range of reputable lenders

With access to a wide range of reputable lenders, centreline finance can find you the right product at the right price

Private sale

Found a car from a private seller. We will get you the car loan. At centreline finance you have the freedom of buying your car from dealerships, auctions or even private sellers. You are in control

Temporary residents

If you have a valid visa with work rights in Australia, we can get you into a new car. We can get you a car loan up to 80% of the purchase price.

Bad credit car loans

Having problems getting a car loan. At centreline finance, we can help even if the bank said no. We will work with you to get a better understanding of the situation that led you towards having an adverse credit history and how you have improved since. We can even assist you if you have unpaid defaults as long as they are in a payment arrangement or are being disputed. People who are in a part 9 debt agreement or bankruptcy can also apply.

Same day approval

When you found the car you have been looking for, the last thing you want is to miss out only because you could not get your car finance organised on time. At centreline finance, we will strive to get you an approval the same day so you can be confident while dealing the seller. You will also be in a better position to bargain on the pricing for the vehicle knowing your finance is all sorted.

Our loan products at a glance

We understand people and their needs. Get the right advice from Centreline finance

Secured car loan

If you are buying a new or used car and are looking for finance, then this is the product for you. Secured car loans bear lower interest rates than unsecured. This is because the car being purchased is held as security by the lender and is released upon final payment. At centreline finance, we will help you get the most suitable car loan at very competitive interest rates.

Unsecured or personal loans

If you need a loan for repairs to your car, a holiday or home renovations, then this is the product for you. The funds are disbursed to your nominated account after settlement. No asset is held as security, hence the term unsecured. This type of loan bears a higher interest rate, usually greater than 10%



Car lease

An operating car lease is a product whereby most of the vehicle’s cost are included under one easy repayment. You do not have to worry about servicing, maintenance, registration or insurance. All this is taken care of in an operating lease which usually is between 12 to 48 months. At the end of the term, if all your payments are up to date, you can offer to buy the car, return the car with no more to pay or upgrade to a new car.

Low doc car loans

If you are self employed or running a small business and need a car loan, you would need to provide your up to date financials to be eligible. At centreline finance, we understand small businesses. We have access to lenders that have flexible and lessor income verification requirements. We can get you into a new car sooner through a low doc car loan. To be eligible you would need to have an active ABN for over 2 years and 50% or more of the car being purchased must be for business use.


Chattel mortgage

If you are self employed and running a business, this product is for you. You enjoy the same privilege as a standard car loan such as fixed and low interest rates plus the added benefit of input tax credits. The car is held as security by the lender and upon final payment it is released. The borrower retains ownership of the car throughout the term of the loan.

We are Here to Help You

Our goal is to provide fast, reliable, and affordable car loans to the public.

Apply For Loan

Looking to buy a car? then apply for loan now.

Apply Online

Call us at

1300 616 901

info@centrelinefinance.com.au

Contact us

Talk to our Consultant

Need a loan advise? Talk to our Loan consultants.

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